Who We Are...

The Common Sense associates bring a combined 73 years of financial services experience to help CSFG clients sleep better at night. Our focus is on insured, principal-protected and guaranteed solutions to provide an income you cannot outlive, protect your financial assets, and address potential needs in the event of chronic care issues later in life. After years of serving independent financial advisors and insurance agents across America, Rich was inspired to create an insurance brokerage dedicated to directly helping families and individuals insure their own financial futures. Our mission is to educate our clients to the best of our ability, and make common sense recommendations to ensure they are focused on pursuing their dreams and desires for the rest of their lives. We are happy to work with your accounting, legal and any other advisors to help you make your plan fit your needs.


Common Sense Financial Group was founded on these principles:

  • Always strive to do the right thing.
  • Always treat others with respect and courtesy.
  • Knowledge is power, and necessary for clients to make informed financial decisions.
  • Respect the decisions of those we serve, and never pressure.
  • Always strive to provide a common sense approach to each client’s financial situation, help them fully understand any recommendations made, and that those recommendations be in their best interest.
  • Help guarantee the financial futures of those we serve, that they would enjoy the pursuit of happiness and sleep well at night.